Supporting your employees’ financial wellbeing can lead to a happier, more focused, and more productive workplace. Getting started is quick and hassle-free.
Support your employees with responsible, payroll-deducted loan solutions—without increasing your administrative workload or exposing your organisation to financial risk.
Our Payroll Loan Programme allows eligible employees to apply for affordable loans, with repayments conveniently deducted from their salaries through your existing payroll system. The process is secure, transparent, and fully compliant with South African credit regulations.
Employees who are less worried about financial challenges are better able to focus on their work, resulting in increased productivity and improved overall performance.
Our Dream
Iphupholethu manages the loan application process, affordability assessments, compliance, and loan administration. Your organisation simply facilitates approved payroll deductions, with no lending risk or financial liability.
Getting started is quick and hassle-free. Once we receive the required information, our team will guide you through the onboarding process and help set up your payroll partnership.
Provide your company registration details to verify your organisation and establish the partnership.
We’ll need the contact information for your HR and payroll representatives to ensure smooth communication and implementation.
A completed and signed Payroll Loan Collection Facility Agreement allows us to formally establish the payroll deduction process between our organisations.
Our team will work with your payroll department to configure the payroll deduction process, ensuring secure, accurate, and compliant salary deductions for approved employee loans.
A Payroll Loan Programme is a partnership between Iphupholethu Loans and your organisation that allows eligible employees to apply for loans, with repayments conveniently deducted from their monthly salaries through your payroll system.
No. There is no financial cost to your organisation for participating in the programme. Iphupholethu manages the loan administration, affordability assessments, and customer support, while your payroll department simply facilitates approved salary deductions.
No. Iphupholethu remains the credit provider and is responsible for loan approvals, compliance, and loan management. Your organisation is only responsible for processing authorised payroll deductions in accordance with the signed agreement.
Once the required agreements have been signed and your payroll team has been onboarded, implementation is straightforward. Our team will work closely with your HR and payroll departments to ensure a smooth setup with minimal disruption.
Financially secure employees are often more focused, productive, and engaged at work. By offering access to responsible payroll loans, your organisation demonstrates its commitment to employee wellbeing while providing a valuable workplace benefit without taking on lending risk.
Let’s work together to provide your employees with responsible financial support while creating a healthier, more financially confident workforce.
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At Iphupholethu Loans, we believe financial support should be built on trust, respect, and genuine care.
(031) 001 9097
info@iphupholethu.co.za
45 Josiah Gumede Road, Union Main Building, Pinetown, 3610
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